Long Term Disability Denial: What Documentation Do You Need To Appeal?

Has your long term disability insurance company sent you a long term disability insurance claim denial letter? If so, can you appeal that decision? Absolutely, according to long term disability lawyers, who say that providing the right documentation can make or break your case.

Long term disability insurance denied

What documentation do you need for a long term disability appeal? The answer to that question according to long term disability insurance lawyers is - everything you have that will support your position as documentation tells your story. Some of the most important documents are often:

• Supportive chart notes
• Medical literature describing your condition
• Reports from doctors and healthcare professionals
• Statements from co-workers, family or friends describing your physical condition
• Your employer's description of your job functions

Every long term disability claim denial document that an insured receives from the insurance company should be saved or preserved somewhere, either electronically or in a paper file such as the long term disability insurance policy itself, all the correspondence that was sent to and from the insurance company and all medical records and correspondence from doctors and healthcare professionals.