Long Term Disability Insurance Companies Who Deny Claims

Long term disability insurance carriers are known for not following the rules. In fact, many insurance carriers are continually fined for their failure to treat their policyholders in good faith and deal with them fairly. Some of those insurers include:

• Reliance Standard: Reliance Standard has been accused of making up the rules as they go - despite the fact that every state has rules that must be followed. Long term disability attorneys say that the company continually ″interprets″ its policies - generally to the disadvantage of policyholders.
• Liberty Mutual: Liberty Mutual has been accused of many bad faith tactics including abandoning policyholders after receiving too many claims, and delaying and denying long term disability claims payments in cases where valid claims have been submitted.
• The Unum Group: The Unum Group is one of America's largest insurers in the disability market and has a history of denying and delaying valid long term disability claims. In fact, Unum was named the second worst insurance company in America according to the American Association of Justice.

Legal experts say that some long term disability insurers use bad faith tactics to deny long term disability claims such as interviewing policyholder claimants and trying to get them to contradict themselves and hiring private investigators to follow them, conduct surveillance and try to catch them in the act of doing something that would contradict their claimed injuries.